SMEs make up a significant part of the UK economy, with 95% of businesses employing fewer than 10 employees. In the current environment, it’s more important than ever for these businesses to consider the benefits of Private Medical Insurance. VitalityHealth makes it easier for employers and their employees to get access to high quality care which caters for a variety of health needs.
Private Medical Insurance provides numerous benefits including:
- Flexible cover to suit individual needs.
- No waiting lists.
- Access to a wide range of hospitals.
- Access to the latest drugs and treatment.
- Comfort and privacy at a time when people need it most.
Not only that, VitalityHealth’s Business Healthcare plan can help your business improve their employees’ physical and mental wellbeing. Our member-driven approach responds to the full spectrum of healthcare needs, from promoting a healthy lifestyle, providing digital tools to help navigate the healthcare system, and delivering comprehensive cover for onward treatment when needed.
Private health insurance with rewards
With over 30 years experience in the private medical insurance arena I approached VitalityHealth about joining them as an appointed representative. They offer the most generous solutions for businesses that I have come across, and I have a great deal of passion about promoting their schemes.
What is private health insurance?
Private medical insurance (PMI) gives you quick access to private facilities and treatments, It helps pay for any high unexpected private medical bills you may need covered. This could be anything from physiotherapy sessions, to major heart surgery. PMI also plays an important role in funding the early diagnosis of critical conditions.
How does health insurance work?
You pay monthly health insurance premiums. When your GP refers you to a specialist, you make a claim with your insurer. You’ll be able to choose who treats you, and at which hospital.
Choose your medical insurance plan
Choose your insurer and your excess amount. This is the amount you agree to pay towards your treatment if you make a claim. The higher your excess, the lower your premiums.
Pay your premium
This is the cost of your medical insurance plan. It’s usually taken as a monthly Direct Debit.
See a GP when you’re unwell
This can either be your NHS GP or a private GP, like Vitality GP. If you need to see a specialist or get treatment, they’ll refer you.
Contact your insurer and make a claim
When you contact your insurer, they can find a consultant for you. They will ask about your symptoms and when they started. They will assess your claim. When it’s approved, you can receive treatment.
Your private healthcare bill is paid
Once you’ve received your treatment, the hospital will send your insurer the invoice. In some circumstances you may need to pay your excess. For example, if your treatment cost £1,000 and your excess is £250, the insurer will cover £750, and you’ll pay £250. Find out more by getting in touch to see how Private Medical Insurance can help you and your business.
Contact Kevin Owen on 07830 219337
or email Kevin.Owen@va.Vitality.co.uk